Hive mind question--OWS

[hatam_soferet]

Those of you who quit your banks and went over to credit unions (or those of you who've been with credit unions all along)--which one did you choose, and why? Do you recommend yours?

I have pretty uncomplicated needs--a decent internet interface, a debit card, access to cash, and a way of depositing cheques. And some sort of protection against stolen or hacked cards, preferably.

Any advice, suggestions, or amusing diversions?

Comments

[cahwyguy]

It's a hard question to answer, because not everyone is eligible for all credit unions. Most credit unions provide the services you indicate you want, so I'd start by figuring out which credit unions you're eligible for (by dint of past employers, educational institutions, or locals), and then start looking at their reputations.

[richardf8]

I've been with mine for ages. It's in the midwest, and has everything you are asking about. Our card numbers were hoovered from some databse or something last summer, and they shut the cards down before much damage was done at all, accepted our contest of the charges that did go through and issued us fresh cards on the spot. Web interface is solid enough that I can do anything that doesn't involve physical objects. Any of the cash machines at the branch offices will accept checks, and credit them immediately. It's Spire Federal Credit Union, and it started out as a Credit Union for members of Co-Ops, but now I think eligibility is based on regional residency. I don't think it would be hard to find a CU in NYC with a similar feature set.

Sofer art/commission question

[(Anonymous)]

Hi, using this as directed on the soferet site because I can't get the email there to work, and you suggest using the blog. I'm looking for Ana BeKoach in calligraphy. Do you have such a thing, have you heard of one, and/or is this of any interest? You can reach me at rebecca(at)ertw(dot)com.

Credit Union

[(Anonymous)]

LiveJournal user here.

I live in New Mexico. I am with Mountain America Credit Union - but they only serve Rocky Mountain and west coast. I have been with them since 2002. I only get to the branch about once very six weeks. They still greet me by name. What few fees there are cheap compared to what the banks are charging.

For some reason I have it in my head that you are on the east coast, or in NYC. I don't know if this is helpful, or just TMI... but I heard a report about this credit union on NPR the other day and it made me wish that I lived in NY so I could join:

https://lespeoples.org/

Lower East Side Peoples Federal Credit Union.

Hope that you find a solution that works for you.